A digital business card is a modern tool for sharing contact information conveniently. It allows you to quickly and easily exchange details such as your name, company, job title, phone number, email, website, and social media links.

Benefits:

• Convenience: Accessible on your smartphone or other devices, making it easy to share anytime, anywhere.
• Cost-effective: Eliminates the need for printing and storing physical cards, saving money and resources
• Eco-friendly: Reduces paper waste, promoting a more sustainable networking approach.
• Interactive: Can include clickable links to websites, social media profiles, and other relevant information, enhancing engagement.
• Easy to Update: Information can be updated in real-time, ensuring your contact details are always current.

• Protap offers accident insurance that provides financial protection against unexpected accidents. This coverage includes:
  Personal accident insurance Coverage:
  
  1. Accidental death and disablement - 100k
  2. Permanent total disability - 100k
  3. Unprovoked murder and assault - 100k
  4. Accidental death due to motorcycling - 50k
  5. Accidental burial expense - 15k
  6. Accidental medical reimbursement - 5k
• Accidental Death and Disablement
• Coverage Purpose: Provides financial protection if the insured dies or suffers a disabling injury due to an accident.
  What’s Covered:
  1. Accidental Death: Pays a lump sum to the beneficiaries if the insured dies due to an accident.
  2. Disablement: If the insured survives but sustains permanent injuries (e.g., loss of limbs, eyesight, or paralysis), they may receive a percentage of the total benefit based on the severity of the disability. Example: If an insured person loses one arm in an accident, they may receive a portion of the full benefit amount.
• Permanent Total Disability
• Coverage Purpose: Provides a payout if the insured becomes permanently and completely unable to work due to an accident.
  What’s Covered:
  1. Conditions like total paralysis, loss of both legs, or severe brain injury that prevents any form of employment. Example: If an accident leaves the insured permanently confined to a wheelchair and unable to perform any job, they would receive this benefit.
• Unprovoked Murder and Assault
• Coverage Purpose: Offers financial protection if the insured dies or is injured as a result of an unprovoked attack.
  What’s Covered:
  1. Situations where the insured is a victim of an unprovoked crime, such as robbery, assault, or homicide.
     Example: If the insured is attacked during a mugging and sustains serious injuries, this coverage would apply.
• Accidental Death Due to Motorcycling
• Coverage Purpose: Provides a payout if the insured dies as a result of a motorcycle accident.
  1. Why Separate Coverage? Motorcycle riding carries higher risks, so insurers may provide a lower benefit amount for these incidents.
     Example: If the insured dies in a motorcycle crash, this benefit is paid out to their beneficiaries.
• Accidental Burial Expense
• Coverage Purpose: Covers funeral and burial costs in case of accidental death
  What’s Covered:
  1. Expenses such as casket purchase, memorial service fees, and burial or cremation costs.
     Example: If the insured dies in a car crash, this coverage helps pay for funeral expenses.
• Accidental Medical Reimbursement
• Coverage Purpose: Reimburses medical expenses resulting from an accident.
  What’s Covered:
  1. Hospital bills, doctor’s fees, medication, and other treatment costs. Example: If the insured fractures their arm in an accident and incurs 3,000 php inn medical bills, this coverage can reimburse that amount (up to the policy limit).
  Key Notes:
  1. Each of these benefits typically has limits, conditions, and exclusions.
  2. Accidental injuries must be unforeseen and not due to pre-existing conditions or intentional acts.